Explain and Discuss Why the Definition of Family Is...

Explain and discuss why the definition of family is problematic from the perspectives of history, ideology and policy. How does violence within families challenge the functionalist approach to family? I am discussing how history, ideology and policy perspectives establish problems with the definition of family. My main focus will be identifying how family violence and abuse within families challenge the functionalist approach to family. The definition of ‘family’ is extremely broad; however I will only be focusing on the functionalist approach which is the nuclear family. Functionalists believe that the nuclear family is the ‘ideal’ family type and is seen as the traditional family. The history perspective will explore how domestic†¦show more content†¦When domestic violence was seen as acceptable, it would not have disputed the functional family as it was seen as ‘normal’. Policies have been put in place now to prevent and help decrease domestic violence. Laws relate to domestic violence help change the ideology of individuals. If a law states that domestic violence is not acceptable then this will influence others to realise it is not acceptable behaviour. Therefore this shows that ideology, policy and history all relate to each other. A great deal of changes have changed regarding laws, peoples ideologies etc throughout history. For example, men are encouraged to participate more in domestic life and not see being the breadwinner as a necessity. In the past, it was not normal for a woman to work, however, in modern society it is seen as normal for women to work. The definition of family may be seen as problematic in relation to history because there have been different ideologies throughout history on what types of family are acceptable. For example, in the past, the traditional family was seen as the most suitable family and the ‘norm’ which could provide for the family best and gave structure. However new family types such as a single-parent family and same-sex couples are now accepted by society and many people will class them as a family. Throughout history, there will have been discussion a nd debates on what types of family are acceptable and what should not be classes as a family. However everyone has theirShow MoreRelatedOrganisational Theory230255 Words   |  922 Pages. Organization Theory Challenges and Perspectives John McAuley, Joanne Duberley and Phil Johnson . This book is, to my knowledge, the most comprehensive and reliable guide to organisational theory currently available. What is needed is a text that will give a good idea of the breadth and complexity of this important subject, and this is precisely what McAuley, Duberley and Johnson have provided. They have done some sterling service in bringing together the very diverse strands of workRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. Explain the Impact This Change Has Made on Our Lives and Why It Is an Important Change.163893 Words   |  656 PagesCritical Perspectives on the Past, edited by Susan Porter Benson, Stephen Brier, and Roy Rosenzweig Also in this series: Paula Hamilton and Linda Shopes, eds., Oral History and Public Memories Tiffany Ruby Patterson, Zora Neale Hurston and a History of Southern Life Lisa M. Fine, The Story of Reo Joe: Work, Kin, and Community in Autotown, U.S.A. Van Gosse and Richard Moser, eds., The World the Sixties Made: Politics and Culture in Recent America Joanne Meyerowitz, ed., History and SeptemberRead MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 Pages10.5/12 ITC New Baskerville Std Credits and acknowledgments borrowed from other sources and reproduced, with permission, in this textbook appear on the appropriate page within text. Copyright  © 2013, 2011, 2009, 2007, 2005 by Pearson Education, Inc., publishing as Prentice Hall. All rights reserved. Manufactured in the United States of America. This publication is protected by Copyright, and permission should be obtained from the publisher prior to any prohibited reproduction, storage in a retrieval

Crucible Salem Witch Trials and Elizabeth Free Essays

The Crucible: Elizabeth Proctor â€Å"Let them that never lied die now to keep their souls† (1353). This quote, spoken by John Proctor, in the Crucible represents what the Salem Witch Trials were about. The Crucible, written by Aurthur Miller, was a playwright based in the 1600’s of the Salem Witch Trials in Province, Massachusetts. We will write a custom essay sample on Crucible: Salem Witch Trials and Elizabeth or any similar topic only for you Order Now The Salem Witch Trials were during the time of McCarthyism; McCarthyism suggested people were guilty without hard proof. Elizabeth Proctor was a character in the Crucible that stood by her husband John, even through the lies, miscommunications, and even his death. Elizabeth was a typical housewife, and honest women who had many mixed emotions about her marriage. Elizabeth Proctor was a Puritan housewife that tended to her husband and children. She never showed anyone of her emotions. Elizabeth was all was content and kept to herself. She also tried to please John every chance she could. â€Å"I took great care† (1292). This quote taken from the Crucible was Elizabeth making her husband stew after a long day. She wanted the stew to be up to standards so that John would be happy with her. In Act II Elizabeth had been accused of sending her spirit out. â€Å"I will fear nothing. Tell the children I had gone to visit someone sick† (1307). The line represented here was spoken by Elizabeth after Herrick and Cheever had taken her away to the court to be questioned. Being a good housewife and mother she feels the need to keep her children happy and not worried. She tells John not to worry because she knows she is innocent and she â€Å"will fear nothing† (1307). Elizabeth Proctor was John Proctors wife and their children’s mother who looked after everyone else before herself making her a typical housewife. Honesty was a key trait to Elizabeth Proctors personality. Elizabeth had a good heart and never told a lie. When she and John were discussing Abigail and the girls, they knew they were lying about seeing the devil and being with the devil. Elizabeth Proctor says to John â€Å"I think you must go to Salem, John; I think so. You must tell them it is a fraud† (1293). Knowing that the girls are frauds could potentially jeopardize anyone in the community if they didn’t tell anyone. She is an honest person who does not want to keep anything hidden. â€Å"I do not judge you. The magistrate sits in your heart that judges you. I never thought you but a good man, John only somewhat bewildered† (1295). Elizabeth was honest toward the man she loved. She knew that he was a good man inside and that no matter what would happen to him that she couldn’t be the one to judge his wrong doings. Elizabeth was an honest individual with good morals. `Last, Elizabeth had many mixed emotions about her marriage. Elizabeth and John Proctor were in a silent war so to say. John had had an affair with Abigail and to get back at John, Abigail had said Elizabeth Proctor had been with the devil. Elizabeth was furious when she found out about Johns affair. Elizabeth screams, â€Å"Then go and tell her she’s a whore. Whatever promise she may sense-break it. John, break it† (1299). Elizabeth had told John to tell Abigail this. Elizabeth was hurt and felt betrayed by John, and by telling this to Abigail I think it would have brought Elizabeth a sense of pride. Elizabeth felt guilty about never showing her emotions to John. In this quote, â€Å"John, I counted myself so plain, so poorly made, no honest love could come to me, Suspicion kissed you when I did; I never knew how I should say my love. It were a cold house I kept! † (1295), she expresses that love could never find its way to her. When she finally found John she was happy but never showed how happy she was with him. John was going to be killed in the end and he knew it. Judge Danforth wanted John to sign over his name that he himself was a witch. John Proctor refused and said that he would not sign away his name for something that wasn’t true. When John was taken away to be hanged, Elizabeth cried and was so sad. They, as a couple, finally had a chance to talk about their love for each other. â€Å"He have his goodness now. God forbid I take it from him† (1358). Elizabeth Proctor spoke about her husband in this quote. He finally did something honorable and lived up to the person she knew he was and she didn’t want to take that away from him. John and Elizabeth Proctor had a confusing marriage, but in the end they figured each other out. Elizabeth Proctor was a women in the Crucible that was honorable and trustworthy. She made sure her husband died with respect and that she, herself, was also respected. She was a good mother to her children, a good housewife to her family, and learned to be a loving women to her husband John. Elizabeth Proctor may have had mixed emotions about her marriage, but she was honest and a housewife that would do anything to make her family happy and her husband proud. How to cite Crucible: Salem Witch Trials and Elizabeth, Papers

Investment Opportunities in Sports Tourism

Question: Discuss about the Investment Opportunities in Sports Tourism. Answer: Introduction The arena of sports is growing a fast pace. According to the Australian sports commission Australia is keenly into the sports activities of Cycling, Table tennis, Baseball, Softball, badminton and squash and other sports. According to the sports commission the Australian government is going to invest in sports to the tune $134 million (ausport.gov.au 2016). Sports tourism can be viewed as the activity of travelling to a sporting destination for watching / participating in the sporting activity. A survey by the Herald Sun found that most of the tourists visiting Melbourne will watch a sporting event (Heraldsun.com.au 2015). Hence Melbourne has been said to be the sporting capital of Australia. The investment opportunities in sports tourism is both in private and public sector. A sports activity at in a particular city enhances the image of the city, providing it with further economic development and business development opportunities. In this initial research proposal we look at the previous studies done to evaluate the investment opportunities in sports tourism. Later on we develop hypothesis regarding the investment opportunities available and some questions. In addition we would also develop some strategies to measure the investments possible in the arena of Sports tourism. Finally we present an expected research outcome for the present research proposal. Literature review Sport tourism involves the travel of people in different countries in order to see sports events (Weed and Bull 2012). There are various kinds of sports events that are taking place all over the world. They are cricket matches, football matches, rugby matches, tennis matches, badminton matches and many others. On the other hand, there are different kinds of sports events like Olympic, football world cup, cricket world cup, commonwealth games and many others. Due to the occurrence of all these kinds of sports events, the sports tourism all over the world is growing in a very fast pace. As per the latest data, the sports tourism industry all over the world has contributed $ 7.68 trillion (Lamont 2014). Sports tourism can be classified in two categories. They are hard sports tourism and soft sports tourism. On the other hand, as per some people, there are three kinds of sports tourism. They are sports events tourism, celebrity, nostalgic tourism, and active sports tourism. Hard sports t ourism depends on the quantity of people that are attending the particular sports event. All over the world, some specific sports events help to attract many people. The examples of these events are Olympic Games, FIFA World Cup, Wimbledon Tennis events, Grand Prix, F1 and many others (Naranjo and Snchez 2016). These are the events that are known by the people all over world and for this reason, this type of events help to attract many people all over the world. On the contrary, there are other kinds of sports events that happen at the state or within the country. These are the kind of sports events that attract the people from the country or from the state. The examples of soft kind of sports tourism are the country level sports tournaments like club football, club cricket and many others. The celebrity and nostalgia sports tournaments refer also help to attract a lot of people all over the world. In the celebrity and nostalgia sports tourism, the top sports personalities all over the world gather in a single place for a special event. Usually people come in these kinds of events to see these top sportspersons in a single place (transport and tourism forum 2014). There are other sports tourism events like the active sports tourism. The active sports tourism also helps to attract many people all over the world because of the high quality of the sports events. Active sports tourism is an essential part to develop the economic condition of the country. Australia is one of the fastest growing economies of the world. Several factors are helping the country to develop its financial condition. Like business sector, tourism sector, manufacturing sector and many others. One of the most important factors that are contributing towards the economic development of the country is the presence of sports tourism. Sport is a crucial factor of Australia. It has been seen that Australia is one of the best countries all over the world in terms of various kinds of sports as the sports culture of the country is very effective (Reisinger 2013). This is the reason Australia has been the leading country to host various kinds of sports events like the ICC Cricket World Cup and different other sports. Many people all over the world are coming to Australia to witness these biggest sports events of the world. This reason also contributes to the improvement in the sports tourism of the country. One portion of the Australian tourism is based on the tourists c oming in Australia to watch various kinds of big sports events and the sports tourism sectors is flourishing day by day (Kennelly and Toohey 2016). This aspect has contributed to the development of the investment opportunity of the country. Various big corporations in Australia are investing in the sector of sports tourism, as it has become one of the potential to earn high revenues. Big companies around the Australia are developing big hotels to encourage the sports tourism in the country. On the other hand, Government of Australia is not behind in the race of sports tourism. The government of Australia is investing in various kinds of projects to encourage sports tourism. They are investing in the making of world-class stadiums for various kinds of sports like cricket, football, tennis, rugby and others. Hence, from the above discussion it can be concluded that Australia is creating many investment opportunities in the field of sports tourism by encouraging the various aspects of sports tourism. All these steps of the top most companies of Australia and the government of Australia help in the improvement of the Australian economy. Research Questions and Hypothesis For the present business research proposal the research questions are Have there been any investments in the hospitality sector prior to a sports meet? Does sports meets provide business opportunities to manufacturers of sports gear? Is there an increase in tourists visiting the restaurant during sports meets? The hypothesis that can be developed on the basis of the above research questions are There are no investment opportunities in the hospitality sector for sports tourism. Sports tourism does not offer investment opportunities to sports gear manufacturers. There is no increase in footfalls at the restaurant during sports meets Research methodology An analysis of the business opportunities of the present research assignment would use secondary data (Saunders, Lewis and Thornhill 2015). The data on hotels being made or renovated prior to a major sports event would be collected. Also information on investments done at local tourists done would be collected. In addition the data on the economic activity at the hotel, tourist destination during the sports meet would be taken. For the purpose of analysis quantitative data would be used. Data can also be collected on any business of sports gear that took place during the sports event (Holmes at al., 2015). The quantitative data obtained would be the income that took place during the sports meet. The data on the number of people visiting at the hotel, local tourist destination would serve to provide information regarding the number of tourists visiting the city during sports events. The information on the investments, return on investment, number of tourists, earnings from the restaurant and other factors during the sports meet would provide an insight into the range of investments that can be made. Information regarding any business dealings that took place during the sports meet would provide an opportunity regarding the economic opportunity. For the purpose of the present research data regarding investments in the hospitality sector, improvement in tourists amnesties, business opportunities and dealings by manufacturers of sports gear would be collected. The data on the ROI from the hospitality sector, footfalls at tourists locations, economic activity at restaurant and fast food joints would also be collected. This data would then be evaluated to investigate the investment opportunities in sports tourism. Expected outcome Studies by different authors have shown that Australian cities like Melbourne, Sydney are ideal locations for sports tourism. Sports tourism has been found to have contributed positively to the hospitality and transportation industry. Sports activities also give rise to employment opportunities for the local people as well as growth in certain other businesses. The public sector investments in sports particularly building new sporting complexes promote employment opportunities. Previous literature has shown that the Australian government is investing into sporting bodies and for development of sporting infrastructure. These investments would contribute towards the growth of GDP of Australia. The present research proposal would show the different investment opportunities possible for the growth of sports tourism. Conclusion Hence it can be concluded that sports tourism provides an adequate environment opportunity for investment. From the preset research proposal we also find that sports tourism provides ample business development opportunities for different sporting goods manufacturers, increases the image of the city and its tourists locations and has increased construction activities. The present research has to some extent analysed the sports tourism investment opportunities. The research would provide a thought into how sports tourism increases business opportunities for manufacturers of sporting gear. References Heraldsun.com.au. (2015). Melbourne truly is sporting capital. [online] Available at: https://www.heraldsun.com.au/news/victoria/melbourne-attracts-more-sporting-tourists-than-anywhere-else-in-australia/news-story/bc0fdb7cd3090698a9e0fd6b660d15d0 [Accessed 15 Dec. 2016]. Holmes, K., Hughes, M., Mair, J. and Carlsen, J. (2015). Events and sustainability. 1st ed. Routledge. https://www.ausport.gov.au/supporting/investment_announcement_2015-16 Kennelly, M. and Toohey, K., 2016. National Sport Governing Bodies and Sport Tourism: Agency and Resources.Journal of Sport Management,30(5), pp.506-520. Lamont, M., 2014. Authentication in sports tourism.Annals of Tourism Research,45, pp.1-17. Naranjo, H.V. and Snchez, M.C., 2016. Influence of sports events in local tourism.Sport Entrepreneurship and Innovation. Reisinger, Y. ed., 2013.Transformational tourism: Tourist perspectives. CABI. Saunders, M., Lewis, P. and Thornhill, A. (2015). Research methods for business students. 7th ed. Pearson Education Limited. Tourism Transport Forum. (2014). Backing major events: Australian support for major events and why governments should get behind them. Sydney: Tourism Transport Forum. Weed, M. and Bull, C., 2012.Sports tourism: Participants, policy and providers. R

Hypothermia Investigation Essay Example

Hypothermia Investigation Essay Use simple laboratory equipment to model a person so that a report can be produced on how effective each of the four pieces of advice given is at reducing the rate of heat loss from a body.What is Hypothermia?Hypothermia is a condition in which body temperature falls drastically as a result of exposure to cold. It may occur, for example, in hikers caught in a sudden cold front without sufficient clothing. The elderly can die from hypothermia at temperatures that would not harm younger persons. The condition involves the shutting off of blood flow to the bodys surface. First aid may involve wrapping the victim in blankets (along with the rescuer, if necessary). Hypothermia can be identified by the following symptoms* The body temp falls to 32.2oC or less* A slow pulse or slower breathing* Decrease in concentration e.g. slurred speech staggering decrease in mental skills and lack of response.* No shivering at low temperaturesTreatment at a hospital involves slowly raising the body temp erature by various means. Advice given to walkers to try and stop the causes of Hypothermia from occurring is:1. Always wear a hat.2. Wear many layers of clothes.3. Avoid clothes from becoming wet.4. Try to stay sheltered from the wind.HypothesisHeat Transfer, convection, radiation, or conduction are there tree causes of heat transfer. Although these three processes can occur simultaneously, it is not unusual for one mechanism to overshadow the other two. Heat, for example, is transferred by conduction through the brick wall of a house, the surfaces of high-speed aircraft are heated by convection, and the earth receives heat from the sun by radiationConductionThis is the only method of heat transfer in solids. If the temperature at one end of a metal rod is raised by heating, heat is conducted to the colder end, This is done by the passing of heat energy from atom to atom, This theory helps to explain why good electrical conductors also tend to be good heat conductors. Materials suc h as gold, silver, and copper have high thermal conductivity and conduct heat readily, but materials such as glass and asbestos have smaller values, conduct heat poorly, and are referred to as insulators. This can not occur in a vacuum, as there are no atoms to pass the heat energy on.ConvectionThere are three main features of heat transfer by convection they are:* In convection the atoms themselves move.* Whilst moving the atoms carry the heat energy.* The atoms loose the heat energy the further away from the heat source they travel.If, for example, water in a pan is heated from below, the liquid closest to the bottom expands and its density decreases. Therefore the hot water as a result rises to the top and some of the cooler water descends toward the bottom, this causes a circulatory motion called convection current. A convection current can not travel through a vacuum, as there are no particles to move and carry the heat energy.RadiationThis process is different from both conduc tion and convection in that the substances exchanging heat need not be in contact with each other. A vacuum can separate them. Heat energy in radiation is carried by infrared waves, which are given off by the heat source itself.Surfaces can absorb or reflect radiation. Generally, dull, rough surfaces absorb more heat than bright, polished surfaces. That is why cooking utensils generally have dull bottoms for good absorption and polished sides for minimum emission to maximise the heat transfer into the contents of the pot.Why the advice has been produced?Always wear a hat: This advice has been given, as the hat will trap a layer of air between the top of the head though the hair and then the hat. As air is a poor conductor, conduction can not occur in a strong enough for the heat energy to be able to pass the through the air through to hat. Heat loss through convection can also slowed as the atoms in the blood move the heat energy up into the head. This movement will be slowed, as th e material that the hat is made of will be a poor conductor of heat. Radiation may also have an effect with heat loss through the head because of the colour of the hair i.e. blond hair will reflect infrared radiation back into the head.Wear many layers of clothing: The clothes will trap layers of air between them and the next layer or the skin. This will slow heat loss through conduction, as air is a poor conductor. If the clothes are lightly coloured it will reflect all the infrared radiation back into the body. The more layers worn the longer it will take for a convection current to pass through.Avoid clothes from becoming wet: Damp clothes will loose heat more easily as when the body heats up the heat energy produced will be carried away through evaporation. Water is a poor conductor of heat so will cool the body down quicker. The body itself uses water in sweat glands. These glands secrete moisture, which evaporates and cools the body surface down.Shelter from the wind: The atom s in the wind help convection currents carry the heat energy away from the body. This same process is used in air-conditioning systems in homes and offices to cool down the buildings by blowing cool air currents through the top of the floor; this removes any convection currents and help slow down conduction.For this experiment we are going to reconstruct these pieces of advice that have been given to walkers. Personally I predict that the hat experiment will turn out with the best results. This is because of the conventional air and water currents transporting the heat energy away from the beaker.Preparation WorkTo help and carry out this experiment as successfully as possible a preparation experiment was carried out. This was to check which material out of a selection we were going to use to represent clothes for the proper experiment.The three materials that were tested to try and produce the best results for insulation were: Corrugated brown card, Bubble wrap and green school pap er towels. 100mls of hot water were poured into three beakers and left for ten minutes. The temperature of the water was taken at the start and also at the end and compared with the other materials. The results were as follows:materialTemperature at start (o/c)Temperature at end (o/c)Corrugated card8561Paper towel8764Bubble wrap8762To make this a fair test the same amount of water was used, the beakers were only wrapped with one layer of the material and the temperatures for the beakers were all taken at the same time with digital clocks. As the results show paper towel was the best insulator so this meant that this was going to be used in the investigation to represent clothing. To represent a hat in the experiments polystyrene and corrugated card were cut out into the shape of the top of the beaker. A hole was placed in with a pencil to place through the thermomiter whilst recording the temperatures, this was then coated in tin-foil to help keep in infrared radiation heat inside.M ethodBy using the simple laboratory equiptment we had to investigate the best piece of advice that had been given. To try and keep these experiments fair we used the same amount of water (100mls) meausered form a measuring cylinder, the same colour paper towels (so not to interfere with the radiation given off and then reflected back by different colours). The same lid for each of the required and three out of the four experiments were conducted in the same position in the same lab so try and not alter room temperature. To try and not cause any anomalies we would just use the items required that were set (eg there were no paper towels wrapped around the beakers for the hat experiment).For the hat experiment the lid was placed on top of the beaker with the thermometer in the hole. 100mls of water from the kettle was measured and poured into the beaker the first reading was took and the clock was started. Once every minute for ten minutes a reading was taken and recorded for ten minut es. This was then repeated with out the lid on and the results were recorded.To investigate the clothing advice 100mls of water from the kettle was poured into the beaker. One paper towel was wrapped around the beaker and held into place by tape. Results were again taken once a minute for ten minutes. This experiment was carried out a second time with two layers of paper towel wrapped the beaker and results recorded.For the experiment to investigate the damp clothes advice 100mls of hot water from the kettle was poured into the beaker. This was wrapped with one paper towel that had been soaked in water from the tap. This was stuck to the side of the beaker with tape and the hot water was added. Results were taken ten times in ten minutes and recorded.Placing a fan on full power aimed at a beaker standing on a tripod produced the wind experiment. 100mls of water was added to the beaker and results were taken and recorded once a minute.ApparatusThe following pieces of apparatus were u sed to conduct these experiments: a Pyrex beaker, thermometer, clock, kettle, tap water, tape, paper towels, hand made lid, electric fan, tripod and a measuring cylinder. These all fit under the category of simple laboratory equipment as specified in the task.ResultsThe hat experimentThe experiment was carried out in science 3 on a cold dayWith lid placed on beakerTime (minutes)Temperature (o/c)Start741732703694675666647638619601058The same results were taken without the lid being placed on the beakerTime (minutes)Temperature (o/c)Start741722683654635616597578559541054Wear many layers of clothesThis experiment was conducted in science four on a cold dayWith one layerTime (minutes)Temperature (o/c)Start671662643614595586577558639521051With two layersTime (minutes)Temperature (o/c)Start671652633624605586567558539521051The keep all clothes dryThe experiment was conducted on science four on a cold dayOne layer of damp paper towelsTime (minutes)Temperature (o/c)Start721662603574555536507 498479451044One layer of dry paper towelsTime (minutes)TemperatureStart761722693664645636617598579561055Wind experimentExperiment conducted on a cold day in science fourFan on full powerTime (minutes)Temperature (o/c)Start781692643584545506487458429401038No windTime (minutes)Temperature (o/c)Start751722683664635616587568559531052EvaluationAll four of these experiments were designed to model a human body and the circumstances that cause hypothermia. From my hypothesis I predicted that the experiment with the hat would turn out with the best result, but this was proved wrong by the experiment with the fan. The reason for this is that the stronger airflow will have produced a faster convectional current taking the heat energy away from the beaker faster than normal. This proves that sheltering from the wind is the main way of stopping the symptoms of hypothermia from setting in.The sources of errorAs these experiments were only carried out once to fit in with the amount of work in the space of time there could have been a number of sources of error to cause anomolys these are:* The difference in room temperature in the two rooms used.* The amount of tape on the beakers, as this was not measured* The time taken to get the water from the kettle, let the thermometer reach the right height and then record and start the clock.* The amount of water may have always not have been the same e.g. just less/more than the required 100 mls.* The temperature may have not been taken exactaly on one minute from the previous time.* The temperature on the thermometer may have not been exactly at a certain degree and may have been in between two and rounded.* The paper towels when wrapped around the beaker may have been too slack or taught.* The paper towels may have covered the bottom of the beaker in some of the experiments.* The hat might have not been placed on top of the beaker properly leaving room for heat to be carried away from the beaker.

Qué migrantes deben comprar seguro por Obamacare

Quà © migrantes deben comprar seguro por Obamacare Actualmente, si su empleador no le brinda seguro mà ©dico ni tampoco est protegido por programas como Medicaid o Medicare puede que està © obligado a comprarse un seguro mà ©dico en cumplimiento de la ley que se conoce como Obamacare y, si no lo hace, deber pagar una multa. Obamacare, que tambià ©n se conoce como ACA, por sus siglas en inglà ©s o incluso como PPACA, tiene normas complejas. Y este artà ­culo aspira a explicar claramente quià ©n est obligado a tener seguro mà ©dico con especial mencià ³n a las diversas situaciones migratorias e, incluso, tipos de visa. Tambià ©n cules son las excepciones a esta obligacià ³n, cul es el monto de la multa si no se cumple con la ley y quià ©nes pueden comprar seguro a travà ©s del mercado que que se conoce como Marketplace y, es su caso, obtener subsidios para el pago. En este artà ­culo se explica quià ©nes NO estn obligados a comprar un seguro mà ©dico. Y como todos los dems no incluidos, sà ­ estn obligados a adquirirlo, tambià ©n se explica quià ©n puede tener ayuda econà ³mica para comprarlo y cul es la multa por no tener seguro. Quià ©nes no estn obligados a tener seguro mà ©dico   La forma ms sencilla de saber si se est obligado a tener seguro mà ©dico en Estados Unidos es determinar que no se est en uno de los grupos que pemiten no tenerlo. Y no estn requeridos por ley los siguientes: Ciudadanos y residentes permanentes legales en una de las siguientes situaciones especiales No estn obligadas aquellas personas con ingresos tan bajos que no tienen que llenar las planillas de impuestos (tax returns)Tampoco aquellas que no pueden pagarlo porque el costo del premium del seguro ms barato supera en un ocho por ciento los ingresos del hogar.Tampoco se tiene obligacià ³n si el tiempo sin seguro no excede de tres meses en el conjunto de un aà ±o.  Ni los ciudadanos que residen habitualmente en el extranjero o pasan al menos 330 dà ­as de un total de 12 meses en otro paà ­s. Estos ciudadanos pueden comprar seguros privados de corta duracià ³n cuando se encuentran en Estados Unidos si asà ­ lo desean.Tampoco estn obligados las personas que se encuentran en prisià ³n ni aquellas a las que su religià ³n se lo prohibe.Asimismo,   tampoco aplica a los nativos americanos que pueden obtener cobertura mà ©dica a travà ©s Servicio Mà ©dico Indio o los religiosos cubiertos por Health Care Sharing Ministry.Tampoco estn obligadas las personas con pocos ingresos que podrà ­an ser elegibles para Medicaid segà ºn las reglas establecidas por Obamacare, pero que viven en un estado que ha elegido no extender este beneficio. Por à ºltimo, ciertas situaciones transitorias de dureza pueden servir para calificar para no tener que comprar un seguro mà ©dico, como por ejemplo: declaracià ³n de bancarrota, haber sufrido un desastre natural como huracn o tornado, ser và ­ctima de violencia domà ©stica, estar en una situacià ³n de desamparo y no tener vivienda o, incluso, la muerte de un miembro de la familia.   Todos los ciudadanos y residentes que no estn en ninguna de esas categorà ­as citadas anteriormente deben estar cubiertos por un seguro mà ©dico. Situacià ³n de migrantes indocumentados y Obamacare Segà ºn la ley, las personas sin estatus legal en los Estados Unidos -los migrantes indocumentados- no estn obligadas a comprar un seguro mà ©dico. Ni tampoco tienen que pagar una multa por no tenerlo. Es decir, no les aplica la ley para nada, ni para lo bueno ni para lo malo.    A la hora de aplicar para comprar seguro a travà ©s de Obamacare se verifica el estatus legal del solicitante, siendo necesarios al menos 2 I.D. para acreditar ciudadanà ­a de Estados Unidos o residencia permanente legal. El sistema SAVE es una base de datos federal contra la que se verifican todos los I.D. que se presenten. Especial mencià ³n hay que hacer a los muchachos que aplicaron por la medida que se conoce como Accià ³n Diferida (DACA) y obtuvieron la aprobacià ³n. Se les considera que no estn legalmente presentes en los Estados Unidos y, como consecuencia, no estn obligados a comprar un seguro mà ©dico. Tampoco pueden beneficiarse de ninguna ayuda si deciden comprarlo. Es importante resaltar que todos los indocumentados -con DACA o sin ella- pueden comprar su propio seguro mà ©dico privadamente. Tambià ©n tienen las puertas abiertas en algunas instituciones que atienden sin fin de lucro y en los Centros de Salud Comunitarios y en los Centros de Salud Federalmente Calificados. Tambià ©n hay programas limitados como WIC, para embarazadas, lactantes, bebà ©s e infantes. Adems, algunos estados como California o Nueva York, permiten que tengan acceso a travà ©s de sus sistemas estatales a protecciones limitadas  en asuntos de salud o incluso a travà ©s de programas que aplican en condados concretos. Adems, California est viendo cà ³mo los indocumentados podrà ­an llegar   a beneficiarse de Obamacare, pero por ahora no pueden. Los indocumentados y los muchachos con DACA deben tener mucho cuidado con fiscalistas inescrupulosos que aseguran que tienen que pagar una multa por no tener seguro mà ©dico y se quedan con ese dinero. Porque, como ya se dijo ms arriba, ni tienen obligacià ³n de comprar seguro ni tienen que pagar si no lo tienen. Turistas en Estados Unidos y Obamacare Los extranjeros que se encuentran en los Estados Unidos por turismo no estn obligados a tener seguro mà ©dico. Sin embargo, es altamente recomendable que adquieran uno antes de viajar por las cifras astronà ³micas que puede alcanzar una simple consulta mà ©dica o una hospitalizacià ³n para un procedimiento sencillo debido a una urgencia. Adems, llamar la atencià ³n sobre las posibles consecuencias negativas de tener un bebà © en Estados Unidos con estatus de turista si no se paga completamente la factura de la hospitalizacià ³n. Por à ºltimo, las personas extranjeras residentes en otros paà ­ses que desean recibir tratamiento sanitario en Estados Unidos deben pagar por el mismo o mostrar un seguro mà ©dico que cubra por los gastos. Recordar que el riesgo de convertirse en una carga pà ºblica es una de las muchas causas de negacià ³n y/o cancelacià ³n de la visa americana. Visas de estudiantes y de intercambio y seguro mà ©dico Para los efectos de Obamacare, los estudiantes y participantes en programas de intercambio no son consideradas residentes legales temporales. Lo siguiente afecta a los extranjeros presentes en Estados Unidos con visas F, M, J, Q y sus dependientes.   Los estudiantes (F, M, Q) estn exentos de tener seguro mà ©dico durante los primeros cinco aà ±os de su estadà ­a en Estados Unidos. A partir de esa fecha debern iniciar trmites para que los consideren no residentes y probar fuertes lazos con su paà ­s para evitar tener la obligacià ³n de comprar seguro mà ©dico. Los titulares de visas J de intercambio, tienen una exencià ³n durante los dos primeros aà ±os de su estancia.   Obviamente, el sentido comà ºn indica que lo prudente es tener un seguro mà ©dico. Se puede comprar privadamente y, adems en el caso de los estudiantes, en muchas ocasiones se puede adquirir a travà ©s de las propias universidades. En total se estima que un total de 24 millones de personas que residen habitualmente en los Estados Unidos no tienen la obligacià ³n de tener seguro mà ©dico. Casos especiales En primer lugar, las personas menores de 26 aà ±os pueden estar incluidas en el seguro mà ©dico de cualquiera de sus padres. En segundo lugar a las personas con visas H-1 para profesionales y modelos  y L-1 de transfer entre empresas  se  les considera a estos efectos como residentes temporales y deben tener cobertura mà ©dica. Si trabajan en un lugar con ms de 50 empleados lo obtendrn por ley a travà ©s de la empresa pero si es ms pequeà ±a depender de la polà ­tica de la empresa. Si à ©sta no lo da, pueden obtenerlo a travà ©s del marketplace o comprar uno directamente con una aseguradora para sà ­ y sus dependientes (H-4).  ¿Cà ³mo se hace para obtener un seguro mà ©dico en Estados Unidos? Si no se est en ninguna de las categorà ­as mencionadas anteriormente y que dan derecho a estar exentos de la obligacià ³n de tener un seguro mà ©dico entonces hay que conseguir uno. Lo cierto es que en Estados Unidos la gran mayorà ­a de personas con esta obligacià ³n - tres de cada cinco- lo obtienen a travà ©s de las empresas para las que trabajan.  Y otro 12 por ciento resuelve la situacià ³n a travà ©s de programas pà ºblicos como Medicaid, Medicare, CHIP, el Sistema de Veteranos, u otros como COBRA (desempleados que cumplen ciertos requisitos) o TRICARE (militares). Para el resto caben dos alternativas para cumplir con la ley. Primero, contratar un seguro privado por su cuenta o, segundo, acudir a lo que se conoce como el Health Insurance Marketplace.  ¿Quà © es el Marketplace para la compra de seguro mà ©dico? El Marketplace un mercado en internet donde se da la opcià ³n de comparar y comprar el seguro mà ©dico que ms se ajuste a las necesidades del comprador. Tambià ©n se conoce en inglà ©s con el nombre de exchanges. Los seguros varà ­an enormemente segà ºn lo que se paga, las coberturas que se acuerdan, la aseguradora, el estado en el que se reside, si se elige un PPO o un HMO, etc.  ¿Quià ©nes pueden comprar seguro mà ©dico en el marketplace? Todas las personas en una de las siguientes categorà ­as que no tienen seguro mà ©dico porque no se lo da la empresa, ni estn cubiertos por asistencias pà ºblicas como Medicare, CHIP o Medicaid ni han contratado uno directamente con una aseguradora. El seguro en el marketplace se puede comprar para sà ­ mismo y para las personas dependientes, como por ejemplo los hijos menores de 26 aà ±os. Ciudadanos o nacionales de los Estados Unidos. No importa el caminio por el cul se adquirià ³ la ciudadanà ­a.Todos los   extranjeros presentes en Estados Unidos que califiquen, esto es:   Residentes permanentes legales.Extranjeros en el proceso de ajuste de estatusAsilados y refugiados. Los primeros sà ³lo si ya tienen aprobado el permiso de trabajo (EAD) o son menores de 14 aà ±os y llevan de espera en su aplicacià ³n ms de 180 dà ­as.Cubanos y haitianos que ingresaron al paà ­s por reglas especà ­ficas que aplican sà ³lo a ellos. Y cualquier persona a la que se le haya concedido un parole en una frontera (puerto, aeropuerto o paso terrestre).Las personas a las que se le concedià ³ con anterioridad a 1980 un ingreso condicional.Las personas buscando legalizacià ³n en base a maltrato y sus cà ³nyuges, hijos, padres o madres.Las và ­ctimas de trfico humano, sus cà ³nyuges, hijos solteros menores de 21 aà ±os, padres, madres y hermanos.Los migrantes que gozan de un TPS.Los extranjeros con visas temporeras de trabajo, como por ejemplo las H-1B, las H-2A y las H-2B y otros comprendidos dentro de la clasificacià ³n de residentes legales temporales, como por e jemplo, los periodistas con visa I, los religiosos con una R, los prometidos (novios) de ciudadanos americanos con una K-1, los inversores (EB-5, E-2), oficiales de gobiernos extranjeros, los estudiantes, trabajadores de la OTAN, personas con visas de intercambio J-1 o trabajadores en situacià ³n de transfer dentro de sus empresas (L-1). Por regla general, tambià ©n se incluye a sus cà ³nyuges e hijos solteros menores de 21 aà ±os.   Los extranjeros a los que se les ha concedido una suspensià ³n de la deportacià ³n (withholding of deportation/removal) o una suspensià ³n administrativa de la expulsià ³n (staying removal)Los muchachos a los que se les ha concedido el Estatus de Inmigrante Especial Juvenil.Las personas favorecidas por una orden presidencial que pospone su salida obligatoria de los Estados Unidos, lo que se conoce como DED o Deferred Enforced Departure y que en la actualidad sà ³lo aplica a ciudadanos de Liberia.Los residentes de la Samoa AmericanaLos ciudadanos de Micronesia, las islas Marshall o PalauLos miembros de una tribu nativa reconocida federalmente  Los nativos americanos (first nations) nacidos en Canad y que viven en los Estados Unidos. En el caso de familias mixtas con miembros legales y otros indocumentados, se puede aplicar para las personas que tienen estatus. No se preguntar por las circunstancias migratorias del resto. Y, si califican, los miembros legales pueden beneficiarse de subsidios.  ¿Quià ©n tiene derecho a descuentos de seguro mà ©dico a travà ©s del Marketplace? Muchas de las personas autorizadas a comprar seguro mà ©dico a travà ©s de este sistema podrà ­an tener derecho a dos clases de subsidios: Fiscales (tax subsidies), para los que ingresan menos del 400 por ciento de lo que est establecido como là ­nea de la pobreza. Esto viene a ser aproximadamente $46,000 para las personas que viven ellas solas y ms para las familias.De pago (cost-sharing), para ayudar a pagar por copagos, deducibles, primas, etc y que beneficia a las personas que ingresan en un aà ±o menos del 250 por ciento de lo que est establecido como umbral o linea de la pobreza.  ¿Cundo se puede comprar en el Marketplace? Las pequeà ±as empresas tienen el marketplace abierto sin là ­mite de fechas para incorporar a trabajadores. Adems, si se ha cambiado recientemente de estatus migratorio se podrà ­a calificar para un tiempo especial para enrolarse.  ¿Cul es el castigo por no tener seguro mà ©dico cuando se tiene obligacià ³n de tenerlo? En el 2017  el importe a pagar en concepto de multa ser la cantidad ms grande de entre estas dos: $695 dà ³lares por persona, cantidad que se ajustar segà ºn la inflacià ³n,  con un tope mximo de tres por familia, si bien el importe a pagar por un nià ±o menor de 18 aà ±os es de $347.50.el 2.5 de los ingresos de la renta imponible.  ¿Cà ³mo cobra el gobierno esa multa? Automticamente en cuando se hace el clculo de lo que toca a pagar (o a regresar) al llenar las planillas de los impuestos federales. Para cobrar el multa en su totalidad el gobierno puede incluso no regresar lo que toque a devolver por varios aà ±os, hasta que la deuda se paga completamente. Para mayor informacià ³n sobre Obamacare Se puede marcar al telà ©fono gratuito 1-800-318-2596 o consultar la pgina oficial de Cuidado de Salud del gobierno de los Estados Unidos. Este es un artà ­culo informativo. No es asesorà ­a legal

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